Solo Cash Inc is committed to protecting and respecting your privacy. This policy sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us. Please read the following carefully to understand our views and practices regarding your personal data and how we will treat it. By visiting https://solocash.io (“Website(s)”), you are accepting and consenting to the practices described in this policy.
You may give us information about yourself by filling in forms on the Websites or by corresponding with us by phone number, email or otherwise and share your phone, email address, address, nature of any issues or problems you have with our service or security problem. This includes instances when you attempt to (or otherwise):
In addition to using your information to provide you with requested products or services, we may also use your information in the following ways:
Please note that we may monitor or record phone calls, chat, or email messages for training and quality purposes.
We do not store any information for any longer than necessary and delete your personal information within three years AFTER using our service or inquiring about our services. Information stored after requests to join our newsletter are deleted upon your request to be unsubscribed.
We may share your personal information with any member of our group, which means our subsidiaries or partners, our ultimate holding company and its subsidiaries. We may disclose your personal information to third parties:
Under US law GLBA federal and state-level government exemptions exists (e.g., Privacy Act of 1974, CCPA/CPRA)
Contractual Necessity: Processing is necessary to fulfill a contract with the consumer (e.g., shipping an order).
Law Enforcement: Disclosures for civil or criminal law enforcement activities. National Defense/Foreign Policy: Classified information or disclosures in the interest of national defense. Routine Use: Disclosures for purposes compatible with the reason the data was collected. Court Order: Disclosures pursuant to a court order.
Regulatory Carve-Outs: Data governed by other laws (e.g., HIPAA for Protected Health Information, GLBA for financial data) is often exempt from the state consumer privacy law's scope. Operational Necessity: Data necessary to complete a transaction or perform a service requested by the consumer.
Legal Obligations: Denying an access or deletion request if the data is needed to comply with a legal obligation, complete a transaction, or detect security incidents.
The General Data Protection Regulation (GDPR) permits data processing based on several "lawful bases" other than consent, and allows Member States to establish derogations (exemptions) from certain data subject rights for specific public interests.
Contractual Necessity: Processing necessary for a contract or to take steps at the individual's request before a contract. Legal Obligation: Processing necessary to comply with an EU or Member State legal obligation (e.g., tax reporting). Vital Interests: Processing necessary to protect the life (vital interests) of the data subject or another natural person (e.g., during a medical emergency). Public Interest: Processing necessary for a task carried out in the public interest or in the exercise of official authority (e.g., public health, social protection). Legitimate Interests: Processing necessary for the legitimate interests pursued by the controller or a third party, except where those interests are overridden by the data subject’s rights and freedoms.
National Security & Defense: Member States can restrict data subject rights (access, rectification, erasure) for reasons of national security, defense, or public security. Law Enforcement & Criminal Justice: Restrictions apply to prevent, investigate, detect, or prosecute criminal offenses. Journalistic/Artistic Purposes: Processing solely for journalistic, academic, artistic, or literary expression is typically exempt from many GDPR requirements.
In India, the DPDP Act permits processing based on Consent or certain specified "Legitimate Uses" where consent is not required.
State Instrumentality: Processing by a State instrumentality for: sovereignty/security of India, friendly relations with foreign states, maintenance of public order, or preventing/investigating offenses. Legal Proceedings: Processing for the exercise or defense of legal claims or mandatory compliance with a court order. Provision of Services/Benefits: Processing by the State or a State instrumentality to provide a subsidy, benefit, service, or permit to the individual. Employment: Processing necessary for employment or safeguarding the employer from loss or liability. Publicly Available Data: Processing of personal data that has been voluntarily made public by the individual.
Research/Archiving: Processing for research, archiving, or statistical purposes, provided the data is not used to make decisions that affect the individual. Small Fiduciaries: The Central Government can exempt certain data fiduciaries (including startups) from some obligations based on the volume and nature of data processed.
In the Philippines, the DPA defines both general lawful bases for personal information processing and specific conditions for processing sensitive personal information without consent.
Contractual Necessity: Processing is necessary for the fulfillment of a contract or in preparation for one. Legal Obligation: Processing necessary for compliance with a legal obligation. Vital Interests: Processing necessary to protect the life and health of the data subject or another person. National Emergency: Processing to respond to a national emergency or to fulfill an obligation of a public authority. Legitimate Interests: Processing necessary to pursue the legitimate interests of the data controller, provided these interests are not overridden by the fundamental rights and freedoms of the data subject.
Processing is allowed without consent if it is: Pursuant to law that does not require consent (e.g., health/public interest laws). For medical treatment by a medical professional or institution. For protection of lawful rights in court or legal proceedings.
Information processed for journalistic, artistic, literary, or research purposes (intended for public benefit) is excluded from many DPA provisions.
In some jurisdictions, you have the right to request removal and/or a copy of all personal data we hold about you. Be advised, however, as a data processor subject to AML and KYC provisions for our users, we may not be obliged to do a full removal at least for several years in keeping with legal requirements. For removals that we can process, a small charge may be made for this service. If you would like a copy of the information held on you or would like us to correct, amend or update your information please contact us via our Chatbot for Contact page and input your username and why you need to update your username.
The Websites may, from time to time, contain links to and from the websites of our partner networks, advertisers and affiliates. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these websites. Also, these policies may be updated in keeping with the regulations and laws of the various jurisdictions in which we operate and may not necessarily reflect a particular change in one or more jurisdictions in which our platform is accessible.
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